Money and Finance

Saving for a Rainy Day is More Than a Trite Proverb

The adage “save for a rainy day” suggests that every figurative day will not be happy, bright, and full of joy. We will have days of gloom and unexpected trauma, and we must assume that bad times will come. So, you must have cash in the bank to help protect yourself from those times. A B Read More

Is Your Savings Account with a Local Bank? Yeah, You Might Want to Change That

Written by Mark Pringle
If you are like most people, you probably bank at an institution close to where you live. Understandably, convenience is a crucial factor when deciding where you should bank. The ability to be able to talk to a person face-to-face provides a much-needed level of comfort and peace of mind when you ha Read More

Understand the Purpose of Life Insurance

Written by Mark Pringle
Don’t look at life insurance as an investment. Look at it as a way to protect your loved ones in case the breadwinner of the family dies, and the family’s savings do not allow the family to be self-insured. Stick to term life insurance, which is the most basic type of insurance. It co Read More

Fun Things That Don’t Cost Much Money

There seems to be an unwritten rule that you must spend money to have fun. That is certainly not true. Here is a quick list of some fun things that you can do that cost little or no money. Engage your artistic/creative side: draw, write, read, cook, or make handmade crafts and gifts Encourag Read More

A Few Simple Things to Keep in Mind When Investing in a Home

Written by Mark Pringle
Here are a few essential things to keep in mind when buying a house. Buy homes in the best school districts Buy on dead-end streets or cul-de-sacs where there is little traffic Depending on where you live, avoid cookie-cutter homes and purchase in established neighborhoods with trees Buy Read More

How Do People Afford to Travel So Much?

Written by Mark Pringle
I love to travel. It is a strong and barely controllable desire that is at my core. The problem is that I do not make a lot of money and I never have. The salaries from my jobs over the years would fall into the "slightly above average" USA income bracket. Even so, I have va Read More

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